Holiday Fraud UPDATE (December 2025): Fraudsters are always at work, but they ramp up their efforts during the holidays. Remember: if you receive a call, email or text from someone claiming to be from the Bank please call your local banker or reach out to us at a number you know is correct. For more information on phishing, imposter and other scams, please visit our online Financial Resource Library.

Holiday Fraud UPDATE (December 2025): Fraudsters are always at work, but they ramp up their efforts during the holidays Remember: if you receive a call, email or text from someone claiming to be from the Bank please call your local banker or reach out to us at a number you know is correct. For more information on phishing, imposter and other scams, please visit our online Financial Resource Library.

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Retirement Plan Update

The 401(k) plan contribution limit will increase to $24,500 in 2026, up from $23,500 for 2025. The change was announced in November by the IRS, along with other inflation adjustments noted below.

Retirement plan inflation adjustments

	2025	2026
Annual benefit limit for defined benefit plans	$280,000	$290,000
Limitation for defined contribution plans	$70,000	$72,000
Annual compensation limit	$350,000	$360,000
Definition of key employee in a top-heavy plan	$230,000	$235,000
Highly compensated employee	$160,000	$160,000 (unchanged)
Limitation for SIMPLE retirement accounts	$16,500	$17,000

Source: Notice 2025-67

(December 2025)

Retirement Plan Update

Retirement plan updates with inflation.

Retirement Plan Update