Checking Accounts
Commonwealth Guardian Checking
Designed for your peace of mind and loaded with valuable benefits, Guardian Checking from United Commonwealth delivers important protection and valuable savings for you, your family, and your finances. Request an appointment at a location near you to learn more and get started today!
Guardian Checking includes these benefits and more:1
- IDProtect®
- Cell Phone Protection
- Debit Advantage®
- Travel & Leisure Discounts
- Health Savings Discounts (This is not insurance)
- All this and much more for $4.95 per month2
Select Compare Accounts for more information.
Already have Guardian Checking? Click here to access your benefits! (Authorization code required to enroll, code is provided at account opening)
Commonwealth Freedom Checking
Enjoy the savings and convenience of Freedom Checking from United Commonwealth! With the latest in online services and the debit card of your choice, this streamlined account will add value to your life.
- Enjoy checking with no minimum balance fees or requirements
- 24/7 account access with Digital Banking*
- Securely & easily pay bills with unlimited Online Bill Pay
- Simplify your finances with Free E-Statements, Direct Deposit, an Automatic Savings Plan and Automatic Loan Payments
- Track balances and transactions with convenient Email & Text Alerts*
- Ask us how the Everday Points Rewards3 or Team 50 Package can be added to any checking account
Select Compare Accounts for more information.
Commonwealth University Checking
University Checking from United Commonwealth is perfect for the checking beginner! Students enjoy no monthly service fees and the latest in online services.
- Open your account with a minimum $1.00 deposit
- No monthly service fees or required minimum balance
- 24/7 account access with Digital Banking*
- Securely & easily pay bills with unlimited Online Bill Pay
- Track balances and transactions with convenient Email & Text Alerts*
- Includes Everyday Points Rewards Package3
Select Compare Accounts for more information.
Commonwealth Patriot's Checking
With Patriot's Checking from United Commonwealth, you can earn interest on your account balance and enjoy the latest in online services and the debit card of your choice.
- Pays interest on balances over $1,000.00
- 24/7 account access with Digital Banking*
- Securely & easily pay bills with unlimited Online Bill Pay
- Simplify your finances with Direct Deposit and Automatic Loan Payments
- Track balances and transactions with convenient Email & Text Alerts*
- Ask us how the Everday Points Rewards3 or Team 50 Package can be added to any checking account
Select Compare Accounts for more information.
Commonwealth Founder's Checking
Founder's Checking from United Commonwealth is designed especially for our customers that carry higher balances.
- $25,000 minimum balance to open, earn interest, and avoid monthly service fees
- Includes FREE: Founder's Style Checks, Exclusive Indigo Everyday Points Debit Card edition, cashier's checks, notary services, fax service, limited photocopies, incoming wires, and paper statements
- Free Personal Safe Deposit Box (3x5) or $25 annual discount for a larger box
- Preferred CD Rates and Relationship Discounts on Select New Loans4
- 24/7 account access with Digital Banking*
- Securely & easily pay bills with unlimited Online Bill Pay
- Foreign ATM fees waived and no-fee MoneyPass Network access
Select Compare Accounts for more information.
Have you experienced issues managing overdrafts in the past? If so, learn more about our Balance Checking.
1Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. | Shopping and travel savings are available online only. Health discounts are not insurance. | CreditScore is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. | Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by the FDIC or any federal government agency; Not a deposit of or guaranteed by the Bank or any Bank Affiliate. | Visit with your Banker for complete details.
2The monthly fee of $4.95 is the service fee for the checking account and is charged regardless of the available checking benefits activated.
3Rewards Points bonus offer is valid for NEW checking accounts only. Upon activation of required products and services, you will receive bonus points redeemable for a $50 gift card. The rewards points will be reported to the IRS as interest income. An active debit card is required to earn points. E-statement use is required to redeem points. Points are earned on qualifying signature-based transactions and are dependent upon merchant discretion. Timeframe for points to be credited to point bank may vary. For more information about the Everyday Points rewards program, please visit United Commonwealth Bank.
4 Preferred CD rates excludes advertised specials, see a banker for details. All loans are subject to underwriting and credit approval. Programs, rates, terms and conditions are subject to change without notice. Any loan interest rate or fee discounts require a qualifying United Commonwealth Founder’s Checking account. Interest rate discounts require automatic monthly payments deducted from a United Commonwealth consumer deposit account. Talk with your lender for complete details.
* Your cellular provider's data and text messaging rates may apply to mobile Digital Banking Services including Mobile Banking, Mobile Deposit, Mobile Wallet, Zelle®, Card Controls, and Beacon Alerts activities.